Estate planing is all about making a plan in advance, naming the people or organizations you want to receive the things you own after you die, and taking steps now to make carrying out your plan as easy as possible later. However, good estate planning is much more than that. It should also include instructions for your care and financial affairs if you become incapacitated before you die. It must also be clear about arrangements for disability income insurance to replace your income if you cannot work due to illness or injury, long-term care insurance to help pay for your care in case of an extended illness or injury, and life insurance to provide for your family at your death. Things like transfer of bussiness in case of your retirement, disability, incapacity, or death, name a guardian for your minor children’s care and inheritance, provide for family members with special needs without disqualifying them from government benefits and other related things.